Comprehensive car insurance for the Audi RS 3 Sedan (OTR ~RM648,650 in Peninsular Malaysia) typically costs about RM9,000-RM13,000 per year for a new car with 0% NCD, reflecting its high value and performance classification. Some insurers may require a sports-car loading or a higher excess. Premiums reduce as your NCD builds to 55%. This is an indicative estimate — obtain a quote from specialist insurers or your Audi dealer for the exact figure. Prices from Audi Malaysia.