Comprehensive car insurance for the Audi A8 L (OTR ~RM1.04 million in Peninsular Malaysia) typically costs about RM14,000-RM20,000 per year for a new car with 0% NCD, reflecting its luxury flagship value. Premiums reduce as your No-Claim Discount builds to 55%. This is an indicative estimate — obtain a quote from specialist insurers or your Audi dealer for the exact figure. Prices from Audi Malaysia.