Comprehensive car insurance for the Audi Q3 (OTR ~RM299,890 in Peninsular Malaysia) typically costs about RM4,000-RM6,000 per year for a new car with 0% NCD, depending on sum insured and driver profile. Premiums reduce as your No-Claim Discount builds to 55%. Indicative estimate — get a quote from insurers (Allianz, Etiqa, MPI, Zurich) or your Audi dealer. Price from Audi Malaysia.