Comprehensive car insurance for the Audi Q5 (OTR ~RM478,224 in Peninsular Malaysia; Q5 Sportback from RM368,990) typically costs about RM6,500-RM9,800 per year for a new car with 0% NCD, depending on sum insured and driver profile. Premiums reduce as your NCD builds to 55%. Indicative estimate — get a quote from insurers or your Audi dealer. Price from Audi Malaysia.