Comprehensive car insurance for the Audi Q8 (OTR ~RM856,422 in Peninsular Malaysia) typically costs about RM11,000-RM17,000 per year for a new car with 0% NCD, reflecting its luxury flagship SUV value. Premiums reduce as your NCD builds to 55%. Indicative estimate — obtain a quote from insurers or your Audi dealer. Price from Audi Malaysia.