Comprehensive car insurance for the BMW i4 (EV; from ~RM339,000 in Peninsular Malaysia) typically costs about RM4,700-RM7,500 per year for a new car with 0% NCD. EV premiums are comparable to petrol equivalents of similar value. Premiums reduce as your NCD builds to 55%. Indicative estimate — get a quote from insurers or your BMW dealer. Price from BMW Malaysia (EV prices unchanged in 2026).