Comprehensive car insurance for the BMW i5 (EV sedan; from ~RM355,000 in Peninsular Malaysia) typically costs about RM5,000-RM8,000 per year for a new car with 0% NCD. Premiums reduce as your NCD builds to 55%. Indicative estimate — get a quote from insurers or your BMW dealer. Price from BMW Malaysia (EV prices unchanged in 2026).