Comprehensive car insurance for the BMW i7 (flagship EV; from ~RM698,000 in Peninsular Malaysia) typically costs about RM9,500-RM15,000 per year for a new car with 0% NCD, reflecting its flagship luxury EV value. Premiums reduce as your NCD builds to 55%. Indicative estimate — get a quote from insurers or your BMW dealer. Price from BMW Malaysia (EV prices unchanged in 2026).