Comprehensive car insurance for the BYD Seal (EV; OTR ~RM171,800-RM191,800 in Peninsular Malaysia) typically costs about RM2,600-RM4,600 per year for a new car with 0% NCD. Premiums reduce as your NCD builds to 55%. Indicative estimate — get a quote from insurers or your BYD dealer. Price from BYD Malaysia.