Comprehensive car insurance for the BYD Sealion 7 (EV SUV; OTR ~RM183,800-RM199,800 in Peninsular Malaysia) typically costs about RM2,700-RM4,800 per year for a new car with 0% NCD. Premiums reduce as your NCD builds to 55%. Indicative estimate — get a quote from insurers or your BYD dealer. Price from BYD Malaysia.