Comprehensive car insurance for the BYD M6 (7-seat EV MPV; OTR ~RM109,800-RM123,800 in Peninsular Malaysia) typically costs about RM1,600-RM2,600 per year for a new car with 0% NCD. Premiums reduce as your NCD builds to 55%. Indicative estimate — get a quote from insurers or your BYD dealer. Price from BYD Malaysia.