The BYD Racco is a compact electric hatch not yet officially launched in Malaysia (regional listings ~RM66k-equivalent). For a ~RM120,000-RM170,000 imported value, comprehensive insurance is indicatively about RM1,600-RM3,000 per year for a new-to-you policy with 0% NCD. Indicative estimate — wait for a possible BYD Malaysia launch and get a quote then. Note: no official local price yet.